Getting a mortgage can be stressful and confusing; it doesn't have to be, let us show you how
Getting a mortgage can be stressful and confusing;
it doesn't have to be, let us show you how
About Us
The power of working with Flawless Financing at The Collective Mortgage Group is that you don’t just get a mortgage broker, you get the care and attention of our entire experienced mortgage team.
We provide mortgage services to loyal clients in a supportive and transparent environment, with an authentic voice, helping them feel protected, while saving time and money. Our goal is to take away some of the stress and confusion, and provide clients with the peace, confidence and understanding to be able to make informed decisions.
It is an honour to be a part of a clients homeownership journey, and we always feel incredibly fortunate to help make it a positive experience.
About Us
The power of working with Flawless Financing is that you don’t just get a mortgage broker, you get the care and attention of our entire experienced mortgage team.
We provide mortgage services to loyal clients in a supportive and transparent environment, with an authentic voice, helping them feel protected, while saving time and money. Our goal is to take away some of the stress and confusion, and provide clients with the peace, confidence and understanding to be able to make informed decisions.
It is an honour to be a part of a clients homeownership journey, and we always feel incredibly fortunate to help make it a positive experience.
About Us
The power of working with Flawless Financing is that you don’t just get a mortgage broker, you get the care and attention of our entire experienced mortgage team.
We provide mortgage services to loyal clients in a supportive and transparent environment, with an authentic voice, helping them feel protected, while saving time and money. Our goal is to take away some of the stress and confusion, and provide clients with the peace, confidence and understanding to be able to make informed decisions.
It is an honour to be a part of a clients homeownership journey, and we always feel incredibly fortunate to help make it a positive experience.
We have the knowledge, experience and resources to help you, no matter your mortgage needs!
Experienced Home Buyers
If you're looking to; climb the property ladder, refinance, or renew your existing mortgage, let us help you arrange financing so you can get the best mortgage for you!
Mortgage into Retirement
Senior Canadians are looking for options. Although a great product for some people, the reverse mortgage isn't your only option into retirement. Let's discuss ALL your options, instead of making assumptions.
First Time Home Buyers
If you're looking to buy your first home, we've got the advice (and expertise) you're looking for. Let our team of professionals guide you through the home buying process.
Going Through a Separation?
No judgements, life happens. If you're going through a divorce or separation, there are programs that might allow you to keep the matrimonial home. Make sure to contact us for more information!
Construction Mortgage
Always wanted to build your dream home? Nothing on the market that peaks your interest? We won't pick up a hammer, but we'd love to help build your dream.
Rental Property
Investment properties can be a great idea, but they come with a bit of extra homework. Let's be study buddies and work together to make sure this major investment of yours makes sense.
We have the knowledge, experience and resources to help you, no matter your mortgage needs!
Experienced Home Buyers
If you're looking to; climb the property ladder, refinance, or renew your existing mortgage, let us help you arrange financing so you can get the best mortgage for you!
Mortgage into Retirement
Senior Canadians are looking for options. Although a great product for some people, the reverse mortgage isn't your only option into retirement. Let's discuss ALL your options, instead of making assumptions.
First Time Home Buyers
If you're looking to buy your first home, we've got the information (and expertise) you're looking for. Let our team of professionals guide you through the home buying process.
Going Through a Separation?
No judgements, life happens. If you're going through a divorce or separation, there are programs that might allow you to keep the matrimonial home. Make sure to contact us for more information!
Construction Mortgage
Always wanted to build your dream home? Nothing on the market that peaks your interest? We won't pick up a hammer, but we'd love to help build your dream.
Rental Property
Investment properties can be a great idea, but they come with a bit of extra homework. Let's be study buddies and work together to make sure this major investment of yours makes sense.
Our Process Walkthrough
Here are the steps that we'll go through together to get you to your end goal.
Please remember that due to every individual situation being different, the stages and the order may vary.
How can we help you?
This is where we can get a sense of your current situation, what solutions may be available to you, and what your end goal is. We want to start off with clarity so that we can reach your dreams as efficiently as possible.
This is also where we’ll gather information about your team of professionals (financial planner, accountant, lawyer/notary). If you don’t have a fully established team, we can help you build one with professionals we trust to be a good fit.
Tell us about yourself
After we have an understanding of your goals, we will invite you to fill out a thorough application via our secure online portal. This application will cover your personal information, living history, income, assets, and liabilities.
Help us help you
Once you've submitted your application, a list of requested documents will be automatically generated based on your information. You can confidently upload your document to our secure portal. This is a crucial stage in the process to ensure we're armed with the right information to find you the best possible mortgage solution.
We can help you streamline your document collection process by reaching out to your accountant and/or financial advisor.
Let's review
With your documents in hand, our team will review your file as a whole. This is where we'll crunch the numbers to find the best solutions available for your situation. We'll invite you to set up a time to chat and review your options together.
You'll not only be provided with all the facts, but unbiased support as well.
Let's put your plan into action!
If you're house hunting, we will provide you and your REALTOR® with a pre-approval letter to strengthen your offers.
Otherwise, at this stage you will receive a breakdown of your conditional commitment suitable for your situation (e.g. refinance, equity take out, transfer, renewal), which we will discuss together in detail.
Streamers, balloons and keys.... oh my!
Once all conditions of your commitment have been satisfied, your solicitor will help to finalize your goal.
Our role doesn’t end here! We will be in touch annually to ensure you are on track with your goals. Expect regular updates and announcements from us as well. We want to ensure you’re kept in the loop with any changes that could impact you and your family. Have questions in the meantime? We are always free for a call or email.
CALCULATE
Whether you're just getting started, have a home in mind, or want to refinance or renew an existing mortgage, why not start by using our online calculator?
APPLY NOW
You've run some preliminary calculations and you've signed the consent form. The next step is to go through our online mortgage application.
CALCULATE
Whether you're just getting started, have a home in mind, or want to refinance or renew an existing mortgage, why not start by using our online calculator?
SIGN CONSENT
We take your privacy very seriously. Here is a quick consent form that you can use to indicate that you'd like to start the process in finding a mortgage with us!
APPLY NOW
You've run some preliminary calculations and you've signed the consent form. The next step is to go through our online mortgage application.
YOU HAVE ACCESS TO DOZENS OF LENDERS
As a collective, we've developed excellent relationships with lenders across Canada. Let's figure out which one has the best product for you.
Download Our Calculation App
We have our very own Canadian Mortgage App. This award winning app was designed to help aspiring and current homeowners feel informed and prepared, as well as help guide their financial professionals (including us!) in finding the right solution.
Whether buying a house, refinancing an existing mortgage or confirming related expenses, you can use the app's innovative calculation tools to explore multiple scenarios and make more informed decisions.
Use the button below to learn more and download our FREE app today to experience the convenience of having all of your essential mortgage tools in one place!
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I have worked with Adam and his team on a couple deals now and it has been nothing but positive, they really go above and beyond for our clients. From a realtors perspective, I really appreciate the ease in communication and proactive approach to each and every client's needs. You are all such a lovely bunch who genuinely care and take pride in your work! Keep doing what you are doing:)
Siya
We've had three previous mortgage brokers and by far Adam is the BEST!!!! Adam's personal touch made getting our new mortgage easy and stress free!
Adam is professional, friendly, and he anticipated and answered any and all questions that we had. We wouldn't think of using anyone else in the future to deal with our mortgage other than Adam. It's just that simple -- Adam is the BEST! We are so pleased to call Adam Hawryluk our mortgage broker. Thanks, Adam!
Adam is professional, friendly, and he anticipated and answered any and all questions that we had. We wouldn't think of using anyone else in the future to deal with our mortgage other than Adam. It's just that simple -- Adam is the BEST! We are so pleased to call Adam Hawryluk our mortgage broker. Thanks, Adam!
Marty & Sonja
With dogged determination and a meticulous eye to detail, Adam was able to find the right mortgage for me as a first time buyer.
He was able to walk me through the process and was extremely helpful the entire time.
Thanks!
He was able to walk me through the process and was extremely helpful the entire time.
Thanks!
Rodney
We cannot thank Adam enough for helping us with our very first mortgage. Adam is knowledgeable, patient and professional. As our broker he secured an amazingly low, brag-worthy mortgage rate; did it at lightening speed; and held our hand, patiently, through the whole process. Not to mention, he did it all while he was supposed to be on vacation! We will continue to highly recommend Adam to anyone looking for a broker. Thanks again Adam - you made our first-time homebuyers experience an easy one!
Emily & Ben
Having been dissatisfied with my bank of 22 years when applying for a mortgage, someone recommended Adam to me. What a courteous, friendly and totally professional man. He walked me through the whole procedure and took the time to explain the process so that I was totally comfortable with anything that I was about to sign. Thank you Adam for everything and especially that great mortgage rate. I am very happy in my new home.
Eileen
Adam helped us with our recent purchase of our very first home. He was very professional, knowlegable and thourough. He explained the process in detail and made sure we were comfortable and understood the process. Thanks for all your expertise Adam!
Nicole
Working with Adam was an absolute pleasure. As first time home buyers we had no idea where to begin with the whole process. Adam was extremely knowledgable and helpful every step of the way. He made applying for a mortgage easy and worry free. Adam was always available to answer any questions, even through the busy Christmas season. His professionalism, honesty and vast knowledge of the lending world made him the best match for us when purchasing our home. We will definitely be going back to Adam for any future home purchases, and we would recommend him to any home buyers.
Thank You for all your hard work!
Thank You for all your hard work!
Chris & Laura
The team at Flawless Financing is friendly, courteous, knowledgeable and efficient. They made the experience of buying a house seamless for us, but just once but twice now. I wouldn’t hesitate to use them again or recommend them to family and friends. The customer service from this team is exceptional.
Kara
We have worked with Flawless Financing through 2 mortgages. Both were seamless. His team was organized, efficient, and pleasant throughout the whole process. We were thoroughly impressed with our 2nd experience where we moved to a new city, and Flawless Financing was able to deliver equally good service remotely
Carmela
I used Adam to secure a mortgage for my first home almost 12 years ago, before he went out on his own. He was knowledgeable and helped navigate the process in a way where he made sure you knew all your options before making a decision. When he started Flawless Financing, I used his company to re-mortgage and got a great rate and was able to consolidate some other debt, which I didn't even know was possible. I recently went through a move and used his very prompt and professional team once again to not only secure a mortgage for my new house but to do so on the other side of the province. Even with all that distance the team at Flawless Financing was just that, Flawless, they work together well and where able to help me meet my subject deadlines and communicated well with my lawyer and the Sellers notary as well. If you want to take the stress out of buying a house, do yourself a favor and go with Adam and the team at Flawless Financing.
Joe
My wife and I were introduced to Flawless Financing through our Sun Life financial adviser. From the moment we entered the office we received a warm and friendly welcome. Our conversation with Adam Hawryluk was informative, our questions about the Home Equity programme were explained and easily understood. When we needed clarification on certain points Adam was patient and only too pleased to clarify areas where we had some uncertainties. The staff at Flawless Financing were always a delight to speak with be it in person or by phone.
G & R
The Bank of Canada hit the brakes amid global turmoil🛑
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #bankofcanada #primerate #policyrate
The Bank of Canada policy rate remains unchanged in an attempt to hold steady amid ongoing economic uncertainty — signaling caution as the path forward remains unclear🌫️
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #bankofcanada #primerate #policyrate
Looking at a fixer-upper? Purchase Plus Improvements can help you realize the potential, and turn a house into your home🏚️🛠️🏠
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #housebuying #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #purchaseplusimprovements #fixerupper #renovations
We’ve entered into the Spring market🌷 It’ll be interesting to see how the rate update this month will affect it.
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*Please keep in mind that these are general calculations and individual situations will vary*
#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #virebmarketreport
Congratulations @o_simp and @sadee_hill, you won a $100 gift card each to your favourite Canadian Business! Check your DMs, and let’s get you shopping! 🍁
P.S. We’re so sorry if we happened to miss tagging a mentioned business!
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #shopcanadian #supportcanadianbusinesses #proudcanadians #giveaway
Quick, fly on over to our original giveaway post to enter before we draw names tomorrow!! 🪿🍁
(Giveaway ends April 1st)
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #shopcanadian #supportcanadianbusinesses #proudcanadians #giveaway
Tick tock, you’re against the clock, you better enter for a chance to shop! ⏰🛍️
Enter to win on our original giveaway post pinned on our social media.
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #mortgagepayment #mortgagecalculations #exploreyouroptions #shopcanadian #supportcanadianbusinesses #proudcanadians #giveaway
We still have 2 offices available for rent. Email us and we can send you an info package on what's included!💼🏢
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #officespaceavailable
The future is flexible with a payment-optional mortgage. Access home equity with no mandatory payments—just the freedom to choose 💸
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #paymentoptionalmortgage #reversemortgage
Let’s support our fellow Canadian business owners!🇨🇦🫶
Anyone 18+ can win as long as you:
➡️ Follow us on Instagram or Facebook
➡️ Share this post
➡️ Comment a Canadian business
Entry will close April 1st when we randomly select 2 winners
(the business must be Canadian / it can be local or anywhere in Canada/ it cannot be a franchise)
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewal #mortgagecalculations #exploreyouroptions #shopcanadian #supportcanadianbusinesses #proudcanadians #giveaway #canadiangiveaway
It’s always important to provide the full picture🖼️
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #unrealisticexpectations #BankOfCanada
We’ll continue to provide as much pertinent information and insight as we can🔮📉
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #bankofcanada #primerate #policyrate
Bank of Canada reduced their policy rate by 0.25%, which should lead to the Prime Rate being 4.95%. Remember, the Prime Rate is what your mortgage interest rates are based on!
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #bankofcanada #primerate #policyrate
Should’ve bought a townhouse last month🤦
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*Please keep in mind that these are general calculations and individual situations will vary*
#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #virebmarketreport
Call us to see what your new payments could look like - they may not be as bad as you think‼️
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #timesup
Just keep swimming!🌊🐟
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #economicupdate #governmentpolicy
Apologies for the delayed post. Keep a look out for our economic update next week!📉👀
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #bankofcanada #policyrate
With house prices on the rise across the country, Canadians need all the assistance available in order to enter these higher priced housing markets. Hopefully the government keeps rolling out more programs for homebuyers!
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*Please keep in mind that these are general calculations for illustrative purposes*
#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #insuredpricecap #housingmarket
If you’re curious why the rate went up 0.05% compared to December, fixed rates are priced against the bond market, not Bank of Canada’s Prime Rate🏦
*Please keep in mind that these are general calculations and individual situations will vary*
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #virebmarketreport
We’re starting a new series, Broker Brag Box! A place of positivity, to share our wins no matter how big or how small and show appreciation to our wonderful team members and their accomplishments ✨🏆
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #propertyassesment #brokerbragbox
Visit howtogetstarted.ca for more information! 🌐🤏🏠
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #mortgagemanagement #mortgagematurity #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #estateplanning #financialplanning #homeorganizing #downsizing #downsizingseminar
Selling BC property this year? Owned said property for less than 2 years? Visit our website for links to check your eligibility for the new BC Home Flipping Tax🏡🔁💰
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #bchomeflippingtax #houseflipping
Your next business HQ is waiting! Ready to move in?🏢✨
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #officespaceavailable
Are these numbers what you expected? Thankfully there are more and more programs being released to assist FTHBs! Call us to see what buying your first home could look like! 🏠✅
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #firsttimehomebuyer
Last numbers of 2024✨ Let’s hope the downward trend continues into 2025!🏠💰
*Please keep in mind that these are general calculations and individual situations will vary*
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #virebmarketreport
For more information, see our article “Think Your BC Assessment Value is Out of Whack” on our website under updates. 🏠🔍
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #2025 #bcassessment
Find our full newsletter with related links in your inbox! Or send us a message and we can add you to our mailing list for 2025📩
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #yearinreview #keepingourcommunityinformed
What a great way to end the year! 📉
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #bankofcanada #policyrate
With this being our third set of calculations, it’s intriguing to see how the numbers change🧐
*Please keep in mind that these are general calculations and individual situations will vary*
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #virebmarketreport
The holiday season is here!🎄✨ Is anyone else as excited as we are?
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #happyholidays #holidayhours
Financial Literacy Month may be coming to an end, but the knowledge doesn’t stop here! Keep learning, keep growing, and don’t forget to share the knowledge with others. Let’s build a financially savvy future together! 💡💰
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #financialliteracymonth #financingprograms
Thinking about buying a home? Start with a pre-approval! 👤✅ It shows sellers you’re a serious buyer, helps you know your budget, and makes the entire home buying process smoother.
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #financialliteracymonth #preapproval #ratehold
It's never too early to start building good credit for your future home!💳
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #financialliteracymonth #creditscore
The mortgage process doesn’t have to be stressful — we’ll guide you every step of the way!🪜🏠
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #financialliteracymonth #mortgageprocess
You have to know what we’re talking about, to KNOW what we’re talking about!
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #financialliteracymonth #mortgageterminology
"Lest We Forget"
Comment below if there’s a specific topic you want to learn more about! 🧑🏫🏠
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #exploreyouroptions #financialliteracymonth
Oct 2024 was not as scary as Oct 2023, phew!😅👻🎃
*Please keep in mind that these are general calculations and individual situations will vary*
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #virebmarketreport
With declining interest rates, more homeowners are exploring the option of breaking their mortgage. Is it time for you to take advantage? 💰🏠
Find more information on our Mortgage Penalties info sheet on our website under 'Resources'!
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #mortgagepenalty #exploreyouroptions
We're workin', we're movin'📉
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #bankofcanada
Experienced Match Makers….when it comes to lenders and borrowers at least! 🏠❣️
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #everylenderisdifferent #exploreyouroptions
Switch to accelerated bi-weekly mortgage payments and put the pedal to the metal to reach financial freedom faster🏁🏎️💨
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #mortgagepayments #financialfreedom
Take your real estate game to the next level! 🏠✨
Give your clients the full picture of homeownership, and showcase your elite professionalism along with it.
Send us an email and we’ll send you an example of what our feature sheets look like.
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewal #mortgagepayment #mortgagecalculations #realtor #nanaimorealestate #vancouverislandrealestate
Is anyone motion sick? Because the feds are really shaking things up lately! 🫨
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #canadiangovernment #federalannouncement #vacantland
We’re here to help you along this new path, one step at a time.
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*Please direct any legal questions to your lawyer; this is not legal advice.
#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #divorce #separation #divorcelawyer
Keep an eye out for our new “Monthly Mortgage Payments at a Glance” posts👀
Each month, we’ll provide mortgage payment updates based on benchmark prices from VIREB’s Market Report. We find the VIREB reports highly informative and we aim to further illustrate what homebuyers in Nanaimo are realistically facing when it comes to financing a home purchase. The house is what you want, but the mortgage is what you’ll pay!
*Please keep in mind that these are general calculations and individual situations will vary*
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #mortgagepayment #mortgagecalculations #virebmarketreport
Renewal Offer Comparison⚖️ When we see shocking renewal offers for our clients, it reminds us how critical it is to stress the importance of asking about your options before you sign. Ask before you sign! 100% Harmless, 100% Worthwhile.
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #financing #nanaimo #vancouverisland #britishcolumbia #homeownership #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #mortgagemanagement #mortgagematurity #renewaloffers #renewal #askbeforeyousign
Every Child Matters🧡 #nationaldayfortruthandreconciliation
Bridge Financing: Your Short-Term Solution for a Smooth Home Transition!
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice#financing #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #homebuyer #mortgagemanagement #bridgefinancing
Congrats on your pre-approval! 🎉 Now, make the most of it with these 5 essential tips to guide you through the next steps.
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #finance #financing #loans #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #homebuyingtools #clientsupport #homebuyerhelp #mortgagemanagement #preapproval #mortgagetips
Learn more at howtogetstarted.ca
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice#financing #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #homebuyer #mortgagemanagement #downsizing
Bullseye 🎯
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice#financing #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates #homebuyer #mortgagemanagement #canadiangovernment
Good news for Canadian Homebuyers! Let’s explore what this means for you ✨🏡
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice#financing #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates #firsttimehomebuyer #homebuyer #homeowner #mortgagemanagement #canadiangovernment
Ready for a new chapter? Whether it’s upsizing or downsizing, let’s find you the perfect fit for your home and your mortgage!🏠✨
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #finance #financing #loans #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates #firsttimehomebuyer #fixedinterestrates #variableinterestrates
Before you sign those renewal papers, remember: they might not always offer the best rates! Explore all your options and chat with us today to ensure your getting the best deal for your future 🔍💬 > 📄🖊️
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #finance #financing #loans #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates #cmbabc #firsttimehomebuyer #fixedinterestrates #variableinterestrates #homebuyingtools #clientsupport #homebuyerhelp #mortgagemanagement #renewalrates
A splendid start to September!
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates #bankofcandarateupdate
It’s fast. It’s smart. It’s simple.
Check out our Canadian Mortgage App today!
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@bendigitech @canadian.mortgage.app
The calculations and estimates provided are general information and are subject to a fully underwritten application complete with documentation. Please ensure any questions regarding legal costs and taxation are directed to a lawyer and accountant respectively. OAC, E&O.
#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #finance #financing #loans #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates #cmbabc #firsttimehomebuyer #fixedinterestrates #variableinterestrates #canadianmortgageapp #mortgageinnovation #homebuyingtools #mortgagecalculator
With the economic market the way it’s been it’s rare these days for an applicant not to have a co-signer!
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #finance #financing #loans #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates #cmbabc #firsttimehomebuyer #fixedinterestrates #variableinterestrates #cosigner #guarantor
Don’t be discouraged, an extra 5 years makes a difference!
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates #cmbabc #firsttimehomebuyer #newbuildconstruction #30yearamortization #mortgageinsurance #qualifyingforamortgage
I think we can all agree going downhill > uphill⛰️
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #finance #financing #loans #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates #cmbabc #firsttimehomebuyer #fixedinterestrates #bondyields
Eco friendly can be wallet friendly🌿
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates #cmbabc #ecofriendly #gogreen #energyefficient #energyefficientrenovations #energyefficienthousing #ecofriendlyrenovations #ecofriendlyhousing #greenfootprint #cmhcinsurance #cmhcecoprograms #ecoprograms
Join our office family. We don’t bite, promise!
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates #cmbabc #officespace #officeforrent #sharedoffice
Now this makes more sense😅
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates #cmbabc #bcministry #bcresidentialtenancyact #rentals #incomeproperty #renter #landlord #housingsupply
We can answer your “how?” now!
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates
Lower rates. Beautiful sunshine. It’s a good day☀️📉
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates #bankofcandarateupdate
Will these changes help or hinder housing supply?👍👎
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates #cmbabc #bcministry #bcresidentialtenancyact #rentals #incomeproperty #renter #landlord #housingsupply
Let’s all cross our fingers together🤞
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #bankofcanada #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates
When your mortgage matures, it is a risk-free opportunity to review all of your options and possibly save money, all without paying a penalty⌛️💸
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Note! Exploring your options will NOT affect your renewal offers presented by your current lender.
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #mortgagematurity #mortgagerenewal #mortgagetransfer #mortgagerefinance #homeequitylineofcredit #amortization #lenders #interestrates
Lindsay and Sam had a wonderful time at the VIREB Tradeshow last Friday. We always look for new platforms to present how helpful we can be to clients and professional partners alike💜
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Realtors, if you missed our booth don’t worry, shoot us an email and we can send you all of our info sheets!
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia
#vireb #purchase #nanaimorealty #vancouverislandrealty #realty #realtor #listingtips #realtynewsletter #newsletter #infosheets #featuresheet #tradeshow #tradeshowbooth
June 5th Bank of Canada rate update! 📉
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #bankofcanada #bankofcanadarateupdate #rateupdate #interestrates #mortgagerates
Make your new home a reflection of yourself with Purchase Plus Improvements! #flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia#purchaseplusimprovements #renovate #purchase
Spring is a sign of new beginnings💐
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia
#springcleaning #freshstart #renovate #purchase #newhome
It will be interesting to see how these changes affect our housing market....and people's summer plans🏘️🌞
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More information regarding the recent changes in restrictions, regulations, fines, business licenses, affected areas, timelines and more can be found on the BC Government website.
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #bcshorttermrental #britishcolumbia #bchousingmarket #airbnb #vrbo #shorttermrentals #rental #longtermrental
With various qualifying rules out there, our team will find a tailored solution to ensure every dollar counts💰
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #everylenderisdifferent
🌎❤️
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #happyearthday #gogreen #recyclingiscool
Speak with some industry experts and gain some valuable insight on what downsizing might look like for you!
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Connie Hentchel - REALTOR® at eXp Realty
Ian Thompson - REALTOR® at RE/MAX of Nanaimo
Dale Harvey - Financial Advisor at Compass Financial
Rae-Lynn Varga - Professional Organizer at Refine Home
Adam Hawryluk - Mortgage Broker at Flawless Financing
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#flawlessfinancing #flawlessfam #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #nanaimorealty #vancouverislandrealty #realty #realtor #downsizing #downsizingtips #downsizingseminar #seminar
Sam's on vacation, so insert a little catchy blurb about the update here...
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #bankofcanada #bankofcanadarateupdate #rateupdate #interestrates #mortgagerates
Feature sheets are not only informative, but also take your professionalism to the next level! If you shoot us an email we can send you an example of what our feature sheets look like.
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #realty #realtor #partners #openhouse #forsale #housingmarket #vancouverislandrealty
You can find more info about BC’s new Property Transfer Tax exemptions on our website resource page!
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #propertytransfertax #propertytransfertaxexemptions #firsttimehomebuyer
We hope delicious meals and fun family time was had this long weekend🐣🐰🌷
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #easter
UPDATE! As of March 28, 2024 the CRA will not require bare trust to file a T3 Income Tax and Information Return for the 2023 tax year. We still advise confirming details with your accountant.
Co-signers, please reach out to a professional Accountant ASAP as the process is lengthy! Share with your friends, because “I didn’t know” is NOT going to cut it with the CRA 📃✍️
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #taxreturnseason #baretrustagreementcanada #candiantaxes #cosigners #mortgagecosigners
New reports show Canada’s inflation rate as 2.8% in February. #inflationratescool🧊
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#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #canadainflationrate #economicsarefun
March 6th @thebankofcanada rate update!
#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #bankofcanadarateupdate
Flawless Financing has finally made it to Instagram...... *clap now👏*
Follow our team as we help our clients throughout their homeownership journeys, increasing knowledge and confidence while mitigating stress and confusion! #financingmadefriendly
#flawlessfinancing #flawlessfam #homeownership #nanaimomortgagebroker #mortgagebroker #mortgage #mortgageadvice #nanaimo #vancouverisland #britishcolumbia #newtoinstagramsofollowus
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