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Getting a mortgage can be stressful and confusing;
it doesn't have to be, let us show you how. 
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About Us



The power of working with Flawless Financing at The Collective Mortgage Group is that you don’t just get a mortgage broker, you get the care and attention of our entire experienced mortgage team.


We provide mortgage services to loyal clients in a supportive and transparent environment, with an authentic voice, helping them feel protected, while saving time and money. Our goal is to take away some of the stress and confusion, and provide clients with the peace, confidence and understanding to be able to make informed decisions.


It is an honour to be a part of a client's homeownership journey, and we always feel incredibly fortunate to help make it a positive experience.

CALCULATE

Whether you're just getting started, have a home in mind, or want to refinance or renew an existing mortgage, why not start by using my online calculator? 
CALCULATE

SIGN CONSENT

We take your privacy very seriously. Here is a quick consent form that you can use to indicate that you'd like to start the process in finding a mortgage with me! 

SIGN CONSENT

APPLY NOW

You've run some preliminary calculations, you've signed the consent form, the next step is to go through my online mortgage application.  
APPLY

The Flawless Financing team has expertise in a variety of situations; we’ve seen it all, and we’re equipped to handle each unique situation with the time and consideration it deserves.

LET'S TALK

Mortgage Financing


Whatever your mortgage needs; Flawless Financing has the products you're looking for. Contact us anytime to find out more! 

First Time Home Buyers

If you're looking to buy your first home, we've got the advice (and expertise) you're looking for. Let our team of professionals guide you through the home buying process. 

Going Through a Divorce?

We get it, sometimes life happens. If you're going through a divorce, or separation, there are programs that might allow you to keep the matrimonial home. Make sure to contact us for more information!

Experienced Home Buyers

If you're looking to climb the property ladder, refinance, or renew your existing mortgage, let us help you arrange financing so you can get the best mortgage for you! 

Mortgage into Retirement

Senior Canadians are looking for options. Although a great product for some people, the reverse mortgage isn't your only option into retirement. Let's discuss ALL your options, instead of making assumptions. 

The power of working with Flawless Financing is that you don’t just get a mortgage broker, you get the care and attention of our entire experienced mortgage team. 

LET'S TALK

YOU HAVE ACCESS TO DOZENS OF LENDERS


As a collective, we've developed excellent relationships with lenders across Canada. Let's figure out which one has the best product for you. 

I have worked with Adam and his team on a couple deals now and it has been nothing but positive, they really go above and beyond for our clients. From a realtors perspective, I really appreciate the ease in communication and proactive approach to each and every client's needs. You are all such a lovely bunch who genuinely care and take pride in your work! Keep doing what you are doing:)

Siya

I just wanted to say a huge THANK YOU to Adam and his team! The service was top-notch and he worked his "magic" on our mortgage renewal, doing what no one else could do! Thank you really isn't enough - Adam you're amazing at what you do and we appreciate so so much the work you did for us!


I am so happy with the experience I had with Joe and would highly recommend him!

Giovanna

We've had three previous mortgage brokers and by far Adam is the BEST!!!! Adam's personal touch made getting our new mortgage easy and stress free!
Adam is professional, friendly, and he anticipated and answered any and all questions that we had. We wouldn't think of using anyone else in the future to deal with our mortgage other than Adam. It's just that simple -- Adam is the BEST! We are so pleased to call Adam Hawryluk our mortgage broker. Thanks, Adam!

Marty & Sonja

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With dogged determination and a meticulous eye to detail, Adam was able to find the right mortgage for me as a first time buyer.
He was able to walk me through the process and was extremely helpful the entire time.
Thanks!

Rodney

John Doe's Image
We cannot thank Adam enough for helping us with our very first mortgage. Adam is knowledgeable, patient and professional. As our broker he secured an amazingly low, brag-worthy mortgage rate; did it at lightening speed; and held our hand, patiently, through the whole process. Not to mention, he did it all while he was supposed to be on vacation! We will continue to highly recommend Adam to anyone looking for a broker. Thanks again Adam - you made our first-time homebuyers experience an easy one!

Emily & Ben

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Adam clearly, calmly and competently went over the different ways I could use my resources to my best advantage. He explained all the costs involved in buying my condo and made sure I was getting the right mortgage for my needs. The mortgage rate was much lower than what I could have negotiated at my bank (if I got up the nerve to negotiate). Adam made sure I understood my options before I made decisions. Adam explained that his fee comes from the bank for bringing them new business and I benefited from all his advice and help for free!
I am so glad that my real estate agent recommended Adam to me. Adam recommended an insurance broker for me to consult with. Overall, it was a stress-free experience! Thanks, Adam!

Mary

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Having been dissatisfied with my bank of 22 years when applying for a mortgage, someone recommended Adam to me. What a courteous, friendly and totally professional man. He walked me through the whole procedure and took the time to explain the process so that I was totally comfortable with anything that I was about to sign. Thank you Adam for everything and especially that great mortgage rate. I am very happy in my new home.

Eileen

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Adam helped us with our recent purchase of our very first home. He was very professional, knowlegable and thourough. He explained the process in detail and made sure we were comfortable and understood the process. Thanks for all your expertise Adam!

Nicole

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Working with Adam was an absolute pleasure. As first time home buyers we had no idea where to begin with the whole process. Adam was extremely knowledgable and helpful every step of the way. He made applying for a mortgage easy and worry free. Adam was always available to answer any questions, even through the busy Christmas season. His professionalism, honesty and vast knowledge of the lending world made him the best match for us when purchasing our home. We will definitely be going back to Adam for any future home purchases, and we would recommend him to any home buyers.
Thank You for all your hard work!

Chris & Laura

John Doe's Image
Having recently purchased our first house and experiencing an array of disappointing, alarming and deflating interactions with mortgage brokers and banks in Nanaimo, we wish to recount and commend the above and beyond service provided by the Adam Hawryluck team.

They were by far the most prompt in Nanaimo, having explored 5 other options. In a hot market that mattered to us because as a result we were successful in getting our dream house even though there was competition right on our tail. If Adam wasn't there really pushing for us, or if there was a delay of any kind we likely would have been again very disappointed.

They were able to provide us with the best rate with multiple options along with the highest borrowing amount offered to us in Nanaimo. They seemed to take a genuine interest in what we were trying to achieve, as opposed to just acquiring another customer.

Adam provided excellent advice and the entire process was smooth. We wish we discovered them first as they really went to bat for us, even recommending lawyers review to which discoveries were made to protect us.

To top it all off, expecting Michelle Hawryluck drops by a couple weeks after we move in with a welcome card and tasty house warming gift congratulating us on the house and assuring us that they are looking our for our interest and there to assist as we move along. How amazing is that from your mortgage broker? We didn't even get that treatment from some close friends.

I would recommend Adam and his team to anyone considering looking for a mortgage and have already done so with other friends and soon to be moving to Nanaimo family. You have really impacted for the positive and thanks again for everything!

Li & Mark

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CONTACT US

Address

#13 - 327 Prideaux Street

Nanaimo, BC V9R 2N4

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